Mônica Moreira
Data Products • AI • Marketplace • Digital Transformation
I turn complex business challenges into scalable digital products, connecting strategy, technology, data, and artificial intelligence to drive growth, operational efficiency, and better experiences for customers and businesses.
Throughout my career I've led highly complex products spanning data platforms, APIs, marketplace, financial products, and digital transformation, always combining strategic vision, execution, and data-driven decisions.
Areas of expertise
Data Products & Analytics
Data architecture, BigQuery, Looker Studio, and executive dashboards with governance and D+1 refresh.
Platforms & APIs
Design and management of high-scale APIs, complex integrations, and systems architecture.
Cross Border Marketplace
Product strategy, international logistics, pricing, payments, and onboarding for global sellers.
Financial Products
Dynamic pricing, FX hedging, ERP integration, treasury, and data-driven FP&A.
AI & Machine Learning
Predictive models, automated classification, and data quality improvements with business impact.
Digital Transformation
System migrations, process automation, and internal products that drive efficiency and scale.
Products that scale businesses and deliver real impact
Financial Data Platform (BigQuery)
Centralized Oracle and SAP financial data into BigQuery, with D+1 executive dashboards.
D+1 P&L
for the C-Level
Cross Border Ecosystem
Built the international marketplace with logistics, payment, FX conversion, and KYC APIs.
30 → 14 days
reduction in average delivery time (-53%)
FX Hedge API
Real-time conversion with automatic FX hedge execution via a banking partner.
100%
elimination of FX risk for the company
International Seller Portal
Self-service platform with automated KYC for fast onboarding of global partners.
40 → 3 days
reduction in new-seller time-to-market
Machine Learning for Categorization
ML model for automatic Cross Border product classification and data standardization.
↑ Conversion
improved navigation and department search
Sou Barato Rebranding
End-to-end rebranding leadership, new React Native app, and evolved user experience.
+ Engagement
higher recurrence and user satisfaction
Professional journey
About me
Product Manager with 7+ years of experience in digital products, marketplace, financial products, and data platforms. My approach combines strategic vision, analytical thinking, and strong execution to build products that deliver real business impact.
I'm driven by complex challenges, dynamic environments, and turning data and technology into value for millions of customers.
- 7+ years of experience
- Leadership of multidisciplinary squads
- Data- and results-driven approach
- Executive communication with C-Level
Professional Experience
Senior Product Manager
Mar 2026 – Present
Independent Projects • AI & Digital Products
Development of digital products using generative AI, intelligent agents, and automation. Building solutions focused on user experience, operational efficiency, and accelerated development.
Planning & Digital Transformation
Apr 2023 – Mar 2026
Americanas S.A.
Led data products and highly complex internal products. Centralized financial data in BigQuery, built executive dashboards, led the Oracle/SAP to S/4HANA ERP migration, and drove data governance for strategic decision-making.
Group Product Manager (Cross-Border & Marketplace)
Aug 2019 – Mar 2023
Americanas S.A.
Built the Americanas and Sou Barato brands' international operation from scratch. Launched 4 critical APIs, the seller portal, pricing, logistics, FX hedging, and the Sou Barato brand rebrand.
Jr Financial Analyst (Insurance & Services)
Nov 2016 – Jul 2019
Americanas S.A.
Financial analysis, commercial intelligence, and product management for bundled services (insurance, extended warranty, and technical assistance). Executive reporting and incentive campaign modeling.
Commercial Assistant / Intern
2012 – 2016
Delta Crédito & KS Fomento Mercantil
Worked in factoring and receivables financing, focused on reconciliation, cash flow, receivables auditing, and portfolio retention and growth.
Stack & Tools
Education
Pontifícia Universidade Católica do Rio de Janeiro – PUC-Rio
Production Engineering
Languages
Portuguese
Native
English
Intermediate
